XM vs FxPro: Which Is Better in 2026? Regulation, Spreads, Withdrawals Compared

	XM	FxPro
Founded	2009	2006
Regulation	CySEC, ASIC, DFSA, FSC Belize, FSCA	FCA, CySEC, FSCA, SCB
Min. deposit	from $5	$100
Spreads & commissions	Standard from 1.6 pips; Ultra Low from 0.6 no commission	from 1.2 pips; Raw: $3.5 per lot per side
Leverage	up to 1:1000	1:500 (offshore entity) / 1:30 (FCA, CySEC)
Platforms	MT4, MT5, XM App	MT4, MT5, cTrader, FxPro Edge
Bonuses	welcome and deposit bonuses in some regions; points-based loyalty programme	none
Copy trading	— check	yes
Funding & withdrawals	cards, transfers, e-wallets, local methods; no broker fees, withdrawals usually within a day	see the FxPro review

Who XM suits

Large brand with strong education and webinars; spreads are market-average. Weak spots: no raw-spread ecn account; standard spreads wider than ecn competitors; bonuses unavailable in the eu and australia.

Who FxPro suits

FCA & CySEC regulated, cTrader, since 2006. Best for Europe & Israel. We hold a live account at FxPro and measure conditions monthly — details in the review.

Our take

If a familiar brand or bonuses matter most, XM remains a workable choice. If you value execution and withdrawal conditions we have tested, all-in cost and a clear contracting entity for your country — FxPro.

Other comparisons: XM vs Vantage, XM vs VT Markets.

Frequently asked questions

Which is safer, XM or FxPro?

XM: CySEC, ASIC, DFSA, FSC Belize, FSCA, since 2009. FxPro: FCA, CySEC, FSCA, SCB, since 2006. What matters most is which entity contracts with you in your country — see the reviews.

Who has lower spreads, XM or FxPro?

XM: Standard from 1.6 pips; Ultra Low from 0.6 no commission. FxPro: from 1.2 pips; Raw account $3.5 per lot per side.